Marketplace payments and automated payouts
A multi-party SaaS marketplace moving tens of millions of dollars a year.
- What I built
- A Stripe Connect payment system built from scratch, handling marketplace charges, automated partner payouts, remittance, and reconciliation across refunds, disputes, and fees at tens of millions a year in total volume.
- The hard part
- A refund or chargeback is rarely one movement. It usually means reversing the original transfer to the merchant, then debiting that merchant separately for whatever the reversal doesn't cover, so the platform keeps its full fees and the merchant covers what's owed to Stripe. Each of those is its own transaction, and they all still have to reconcile.
- Outcome
- Became the financial backbone of the platform, architected to extend to additional partners and clients.